top of page

How to Budget for An RV Purchase: New vs. Used

Writer's picture: rain2shineventuresrain2shineventures

Budgeting is a critical step in the process of determining whether to buy a new or used camper. When it comes to RVs, the price range can vary widely depending on the type, model, year, and condition. Understanding what you can expect to pay for a new or used RV can help you make an informed decision that not only fits within your budget, but also meets your needs.  Whether you’re a weekend warrior, a full-timer or somewhere in between, the breakdown below should be helpful when deciding how to allocate your funds.

Standard new RV with a bland aesthetic
NEW RV

In this post, we’ll break down what a good budget looks like for both new and used RV purchases, so you can plan accordingly and avoid overspending. But first, as a full-time RV-er and a professional RV renovator, I’d like to share my stance on new vs. used RVs. 

Oftentimes, people reach out to me seeking advice on what to do with their brand new camper that’s falling apart. Typically, they have trouble with warranty coverage due to the many loopholes that keep the manufacturer from being liable. Unfortunately, this is quite common with many new campers as they’re just not made as well as they used to be. They’re stamped out with the cheapest materials to make them look fancy/cool while still being affordable. It’s not hard to find a seemingly great deal for a new camper, but please don’t be fooled—it’s likely that you’ll pay for it in a variety of ways down the road (pun intended).  While there are a couple of newer RV brands that I think are trying to right this wrong within the RV industry, the majority try to produce as many as possible, as quickly as possible, and as cheaply as possible. Leaving room for structural issues and neglecting safety–just to name a couple. 


Please do your research if you’re just starting your RV journey! I highly suggest finding an older camper without too much damage and hiring a professional (like ME) to renovate it for you. You can walk away with a structurally sound RV that’s bursting with personality and one that also meets your style and needs. I have a 2003 5th Wheel that brings me so much joy and comfort partly because I feel so secure and safe in it. 

renovated 5th Wheel by rain2shine
USED (Renovated) RV: 2003 5th Wheel by rain2shine

Budgeting for a New RV


New RVs can come with the latest features and technology, but those can lend to a higher price tag. The cost of a new RV can vary depending on the type (Class A, Class B, Class C, travel trailer, fifth wheel, etc.), size, and brand.


Below is a general breakdown of the cost range for new RVs by type:


  1. Class A (Large RVs)

    • Price Range: $75,000 – $500,000+

    • What You Get: These are the luxury beasts of the RV world, offering expansive living spaces, full kitchens, and multiple bedrooms. They often come with a powerful diesel engine specifically designed for long-term travel and comfort.

    • Budget Tip: For a new, decent (mid-range) Class A, one should expect to spend between $150,000 and $300,000. Luxury models with all the bells, whistles and customizations can easily exceed $500,000.  However, a smaller, entry-level Class A RV with basic amenities will run between $75,000-$150,000.


  2. Class C (Medium-Sized RVs)

    • Price Range: $75,000 – $200,000+

    • What You Get: Typically, a Class C is built on a truck chassis and offers a good balance of size, comfort and decent pricing. Frequently, there is a sleeping area over the cab and they often include full kitchens, bathrooms, and (sometimes) slide-outs for extra space.

    • Budget Tip: If you’re looking for a standard Class C RV with decent features, expect to spend around $75,000 to $125,000. Fancier models with extra luxury will be closer to $200,000+.


  3. Class B (Camper Vans)

    • Price Range: $80,000 – $170,000

    • What You Get: The benefit of Class B RVs is that they’re compact, van-sized motorhomes that offer great maneuverability and fuel efficiency. Couples and solo travelers tend to gravitate towards camper vans because they’re easier to drive and park, just to name a few.  Despite their small size, the interior features beds, kitchens, and small bathrooms/showers.

    • Budget Tip: A basic Class B RV might start at around $80,000, but more upscale options with advanced technology can run $180,000+.


  4. Travel Trailers

    • Price Range: $30,000 – $150,000+

    • What You Get: Travel trailers are towed behind a vehicle and come in many sizes and styles (including ultralite and lite models), ranging in size (small-13’, large-up to 40’), with more deluxe options including multiple bedrooms and bathrooms.

    • Budget Tip: For a good-quality travel trailer, expect to pay around $30,000 to $60,000 which is much less than the previous options we’ve mentioned, but for a larger or more upgraded option, the price can reach $150,000+. 

    • Please Note: When you see “ultra lite” or “lite” in an RV model, that translates to the manufacturer using the lightest, cheapest materials…which can affect durability, quality, etc.

    Bland New RV

  5. Fifth Wheel Trailers

    • Price Range: $60,000 – $200,000+

    • What You Get: Fifth wheel trailers are towed by trucks with a special hitch within the truck’s bed. They tend to be larger, with higher ceilings and offer more living space than regular travel trailers. The primary bedroom in fifth wheels is typically above the hitch with the kitchen and living area “downstairs”.  Additionally, they often feature multiple slide-outs and full kitchens.

    • Budget Tip: Expect to pay around $60,000 to $100,000 for a standard mid-range fifth wheel. However, fancier models with multiple slides and luxury features can easily push the price $100,000 to $200,000+.



Budgeting for a Used RV


If you’re considering purchasing a used RV over a new model, you’re looking at significant savings. However, they do come with their own set of considerations. The price of a used RV will depend on the type, model, age, condition, mileage, and how well it has been maintained. Generally, you can expect to pay 30% to 75% less for a used RV compared to a new one. Personally, this is my preference. I believe in spending less on the purchase of a used RV and using the extra funds that you saved on the purchase to customize it to fit your unique style/needs in a renovation. Additionally, I’ve found that the majority of used campers have been cared for properly and have already had all of the “bugs” worked out that typically become a challenge with a new RV.


The best advice I can offer when purchasing a used RV is to have it inspected by a certified RV tech. However, you should be aware of what to look for prior to hiring a technician to save you time and money beforehand. The number one thing to look for in a used RV is water damage.  Water damage is like cancer to an RV. It can spread and destroy far beyond what the eyes can see. Use a moisture meter (this meter comes with a voltage tester and an outlet tester as well which you’ll also want to test) to check soft spots in the walls, ceiling and floor. AND, don’t forget to open up the cabinets and check inside. I’ve removed cabinetry in many of my clients’ RV renovations only to find the entire wall saturated and in need of all new studs, insulation and walls.  I've included some pictures of water damage at the bottom of this article.


I always recommend looking for RVs built prior to 2015.  Manufacturing has been declining for a while but it took the biggest nosedive after 2015, more specifically, during the Covid boom.  In my personal opinion, a well maintained camper between 1995 to 2010 is going to be pretty solid and very well built.  That is, if you’re not looking to go true vintage.  And yes, we all know the 10 year rule for campgrounds BUT from my experience, if your camper looks well maintained, they’re not going to turn you away.


The pricing for used RVs below reflects standard pricing for RVs 10 years old. However, I suggest looking at models made prior to 2015 as there are great options (typically even better built than the newer models) for even less money.  Additionally, I always check the suggested retail prices for the specific year, make and model by MSRP, JD Power, etc.  They’ll give you a breakdown similar to Kelly Blue Book for low, average and high retail value.  I can typically talk the seller down $2,500-5,000 from their listing price by being knowledgeable and having the facts to back up an offer.


Including a list of questions for the seller to review before setting up an in-person viewing and/or purchase is helpful.  I hope you find my go-to questions helpful if any relate to a purchase you’re interested in making. 

  1. What is the year, make and model (if not specified)?   

  2. Have there ever been any leaks or any water damage?  

  3. Are there any soft spots?  

  4. When was the last time the roof was serviced and what work was done?

  5. What condition are the tires and is it ready to go if it passes an inspection?  

  6. Are all the systems in working order i.e. AC and heat?  

  7. Are all the appliances in working order?

  8. Are the plumbing and water systems (tanks, pump, water heater) in good condition?

  9. Do you have the title, and is it clear (no liens)?

  10. How many owners and how long have you owned the RV?

  11. How often has it been used?

  12. Do you have maintenance records and receipts?

  13. Has the RV had any major repairs or accidents?

  14. Are there any known mechanical issues?

  15. When were the brakes and suspension last serviced?

  16. Has it been stored indoors or outdoors?

  17. Are there any issues with the awning, slide-outs, or leveling systems?

  18. For Motorized RVs, what is the current mileage?

  19. When were the house and engine (for motorized RVs) batteries last replaced?


  1. Class A Motorhomes (Used)

    • Price Range: $25,000 – $200,000+

    • What You Get: Pricing will solely depend on the year, mileage, and condition of the RV. Older Class A motorhomes from the early 2000s and 90s can be available for as little as $25,000. However, well-maintained newer (mid-range) models from the past decade can still be priced close to $75,000 or more.

    • Budget Tip: For a well-maintained, mid-range Class A motorhome from around 5-10 years ago, expect to pay anywhere from $50,000 to $120,000, but I’d suggest looking at even older Class A RVs, like pre-2015 and then you’d be looking at even more of a discount.


  2. Class C RVs (Used)

    • Price Range: $20,000 – $80,000

    • What You Get: A semi-compact RV that’s very manageable. Typically, Class C RVs sit on a truck chassis with a bed above the cab in addition to a primary bed in the rear. 

    • Budget Tip: A good, used Class C RV from the last 5-7 years could cost you anywhere from $40,000 to $60,000. However, models over 10 years old come with a much lower price tag. Please note: if you can find an older Class C without a window above the cab, that’s ideal. This is one area where newer Class C models have an advantage as the manufacturer has started removing these windows because they’re prone to water leaks. 


    Below is a Class C RV that rain2shine ventures renovated for a client. How ‘bout that transformation?

    renovated Class C RV by rain2shine ventures

  3. Class B Camper Vans (Used) Just to specify, this is for a camper van that has previously been converted as opposed to a shell that needs to be fully built out.

    • Price Range: $30,000 – $150,000+

    • What You Get: Used Class B RVs typically cost anywhere from $80,000 to $150,000 for models that are around 5-10 years old, depending on the make and condition. Newer or well-maintained models can push prices into the $150,000+ range, especially for popular brands like the Mercedes-Benz Sprinter-based campervans.

    • Budget Tip: A used Class B RV from around 5-10 years ago might cost $80,000 to $150,000, while older models (10-15 years) can be found for $50,000 or less.


    Below is a Class B camper van that rain2shine ventures renovated for a client. While this was a SHELL, it’s important to see the potential camper vans have to offer!


  4. Travel Trailers (Used)

    • Price Range: $5,000 – $40,000

    • What You Get: Travel trailers are one of the most affordable RV options and used travel trailers are no exception. Older, smaller models from the 90s or early 2000s can be priced as little as $5,000 to $15,000. Newer or larger models, especially those that are updated, can cost $20,000 to $35,000+.

    • Budget Tip: For a good used travel trailer from the last 5-10 years, expect to pay between $10,000 and $25,000. Again, I recommend looking at travel trailers over 10 years old with minimal issues. Please Note: When you see “ultra lite” or “lite” in an RV model, that translates to the manufacturer using the lightest, cheapest materials. This affects stability, quality, etc.


  5. Fifth Wheel Trailers (Used)

    • Price Range: $10,000 – $50,000+

    • What You Get: Used fifth-wheel RVs are often priced lower than new models, but again, it depends on the year, condition, number of slides and other features. Older units may cost under $20,000, while newer deluxe models can cost upwards of $50,000.

    • Budget Tip: A used fifth wheel in good condition from the past 5-7 years could cost you $15,000 to $40,000. Personally, my 5th wheel is a 2003 Holiday Rambler Presidential and I paid $7,500 for it in 2019 before renovating it to fit my exact needs, wants and style.


    Below is a 5th Wheel RV that rain2shine ventures renovated for a client. This is actually our most recently completed project!


KEEP IN MIND:

When buying pre-owned, it's important to check for water damage which includes climbing onto the roof. Look for a well maintained roof with no cracked seals specifically around the vents, AC, stink pipes, etc.  Walk the span of the roof searching for any soft spots.  Ask the seller when the roof was last resealed and serviced.  Additionally, check the exterior for delamination and the underbelly to make sure there isn’t extensive damage.


Damaged Roof Examples:


Delamination: This is a structural issue in an RV’s

RV delamination

Additional Budget Considerations for Both New and Used RVs

Extras and Upgrades: It’s important to remember items such as insurance, registration, RV-specific maintenance (such as tire replacement or roof inspections), and any upgrades or customizations you might want, such as new appliances, flooring vs carpet, window treatments, solar panels, etc.

Financing: Financing is always an option. However, Interest rates and loan terms can vary, so it’s important to shop around for the best financing option. Used RVs can sometimes require a higher down payment, especially for older models. 

Depreciation: New RVs can depreciate quickly, sometimes up to 30% in the first year—while used RVs have already taken most of their depreciation hit.

Shopping: I do not suggest shopping at an RV retail company when looking for used RVs. As a professional RV renovator, I’ve had great luck shopping on Facebook Marketplace for clients. My main recommendation is to have a list of questions (see above list) when searching for your RV and to always, ALWAYS get it inspected by a professional RV Inspector. You can find Inspectors in every state using My RV Resource


Final Thoughts: New RVs vs. Used RVs

New RV: Expect to spend between $30,000 to $500,000+. This is dependent on the size, type, and features. New RVs offer the latest technology, warranties, and no prior wear and tear, but come with a higher price tag. However, don’t be fooled! They’re often designed to look new and sleek but the materials used are cheap to keep pricing affordable. If you’re willing to (sometimes) sacrifice quality in materials, new may be the best option for you. Some find comfort in the warranties that come with a new RV, but these warranties often have so many loopholes, you never get anywhere with the manufacturer or retailer. I have so many people that call to ask for advice on their brand new RV that’s falling apart with the warranties never benefiting them.


Used RV: It’s fair to budget anywhere from $5,000 to $200,000+, depending on the age, type, and condition. Used RVs provide a more affordable price point but may require more repairs and maintenance. However, getting your RV inspected prior to the purchase is a great way to find a quality used RV and have a clear idea of any issues. In my experience, used RVs have already had all the “kinks” worked out unlike brand new RVs. If you do choose the used RV route, do your homework and be diligent in your search. There are GREAT used RVs available that you can customize to transform your RV into a personal tiny home on wheels.


Renovated Used RV:  I would be remiss if I didn’t mention what a used and beautifully renovated RV has to offer which is obviously my preference.  I’ve never been happier than I have been living in my own renovated 2003 Holiday Rambler 5th wheel for the last 4 years.  The freedom and cost of living ($500/month) is just a stepping stone of what RV life has to offer.  Having renovated and worked on over 15 RVs with clients (also in the last 4 years), I can tell you that having a fully custom RV is not only affordable but a great option. While most custom RVs built by the manufacturers will run you $500,000 - $2,000,000+, I have renovated new and used campers for my clients ranging from $45,000-175,000 depending on the extent of the renovation requested by the client.  I don’t know about you but I’d say that’s a pretty good deal at a fraction of the cost of most custom built RVs!


No matter what you buy, you will find aspects of your RV that just don’t function ideally for you and your lifestyle so why not look for a used camper in good condition that needs a few updates and have it customized by a professional RV Renovator like me?!

Ultimately, your decision comes down to how much you're willing to spend and how much the "new vs. pre-owned" experience matters to you. Either way, doing your homework and shopping around for the right RV will ensure that your next road trip is the adventure of a lifetime! So, please do your own research, but I’m hopeful this is a good starting point to guide you in your RV search.


Be sure. to check out our articles: "What Kind of RV Lifestyle Best Fits Your Life?" and "Is RV Life For You? Try Before You Buy" as additional resources before purchasing your RV!





Alice Zealy, Owner of rain2shine ventures | RV Renovations

Alice Zealy















































This article referenced Chat GPT as a resource





 
 
 

Comments


336.754.9567   |   rain2shineventures@gmail.com   |   6017 Cedar Square Rd, Archdale, NC 27263  

FOLLOW US!

  • Facebook
  • Instagram
  • TikTok
  • YouTube
  • Pinterest

© 2021 rain2shine ventures

bottom of page